Notice
It is important to have accurate information about you. The type of information we collect varies based on the service you have requested and may include information such as your name, address, social security number, income, expenses, assets and employment history. We receive this information from you on our Client Account Form. We may also receive information from third parties such as credit reporting agencies or other creditors. In addition, we collect and maintain information about your transactions with our affiliates, others, and us. This information includes account balances, payment history, credit card usage, and parties to transactions. In this policy, we refer to this information as "private information."
Legal
Affordable Life Plans, LLC as well as all employees, affiliates, contractors and business partners of same, will not act in the capacity of your legal representative/attorney. Affordable Life Plans is not a law firm nor does it offer legal advice in any capacity. Nothing contained in or from this website is to be construed as Affordable Life Plans engaging in the practice of law. This site does not create an attorney/client relationship. Should you need legal advice, general or specific, consult a licensed attorney in your State.
Copyrights and Trademarks
The content on this site, including all photographs, images, text, graphics, icons, audio clips, software and other aspects thereof (excluding content submitted by you or other third parties), all modifications and/or derivative works based thereon, and the collection, arrangement, and assembly of this site, including all copyrights, trademarks, and other intellectual property or proprietary rights therein, are owned by Affordable Life Plans or our respective licensors. Nothing contained in these Terms of Use shall be deemed to grant to you or any other user any right, title or interest in or to any patent, copyright, trademark or other proprietary or intellectual property right of ours or any of our respective licensors.
Any trademarks that are displayed on this site are the proprietary property of Affordable Life Plans or our respective licensors, as applicable. The trademarks of any third party that may appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Affordable Life Plans. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the site without the express written permission of Affordable Life Plans or the respective trademark owner. Nothing herein shall be deemed to grant to you or any other user any license or right in or to any patent, copyright, trademark, trade secret or other proprietary right of Affordable Life Plans or its affiliates.
Affordable Life Plans ™ and Affordable Life Plans ™ (logo) are trademarks owned by Affordable Life Plans.
Use of Information and Materials
The information and materials contained on this site and webpage(s), and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Affordable Life Plans website(s) and systems including unauthorized entry into any of Affordable Life Plans electronic systems by way of misuse of passwords, or use of any information posted on the website is strictly prohibited.
We do not and cannot review the content posted by users on our sites and other electronic media and are not responsible for such content. We reserve the right to remove, at any time and in our sole discretion, any content posted by users of our sites and other electronic media. By accessing and/or otherwise using this site, you agree:
- You may not post, upload or transmit any content that (i) infringes or otherwise violates any copyright, patent, trademark, trade secret, publicity or privacy right or other proprietary right of any party, or (ii) is proprietary to a third party, without such third party's prior written consent.
- You understand and agree that we reserve the right to review and delete any content for any or no reason uploaded or transmitted by you to our site, including content that, in our sole and absolute discretion, (i) violates the terms of use of our site(s), (ii) is offensive or illegal, or (iii) may harm, violate the rights of or threaten the safety of any user and/or any other individual or entity.
- By uploading content to our site(s), you hereby grant, represent and warrant that you have all rights and authority necessary to grant, (i) Affordable Life Plans, our affiliates, and our respective contractors and business partners, an irrevocable, perpetual, non-exclusive, royalty-free, sublicensable, fully paid up, worldwide license and right to use, copy, publicly perform, digitally perform, publicly display, and distribute such content and to prepare derivative works based on, or incorporate into other works, such content, with or without attribution; and (ii) subject to the restrictions set forth in the terms of use set forth herein, to all users an irrevocable, perpetual, non-exclusive, royalty-free license and right to use such content for each such user's personal, non-commercial use. You hereby irrevocably waive and assign to us any and all so-called moral rights you may have in or with respect to any content you post to our site(s).
If you believe any content or any other aspect of our site infringes your copyright, you should send written notice to our designated copyright agent at the address given below, and include the following information:
- A description of the copyrighted work that you claim has been infringed;
- A description of where the material that you claim is infringing is located on the site;
- Your address, telephone number and email address;
- A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent or the law;
- A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the owner of the copyright at issue or are authorized to act on the copyright owner's behalf; and,
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright at issue.
Please forward this information to our designated copyright agent for notice of claims of copyright infringement:
General Counsel
Affordable Life Plans, LLC
15305 Dallas Parkway, Suite 300
Addison, Texas 75001
No Warranty
THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING ANY AND ALL TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS" AND "AS AVAILABLE". AFFORDABLE LIFE PLANS DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF INFORMATION AND MATERIALS. AFFORDABLE LIFE PLANS EXPRESSLY DISCLAIMS LIABILITY FOR ANY AND ALL ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS.
Limitation of Liability
IN NO EVENT WILL AFFORDABLE LIFE PLANS BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING OUT OF OR IN CONJUNCTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF, OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF AFFORDABLE LIFE PLANS, OR ITS REPRESENTATIVES THEREIN ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. FURTHER AFFORDABLE LIFE PLANS IS NOT RESPONSIBLE FOR ANY LOSS, INJURY OR CLAIM ASSOCIATED WITH OR RELATING FROM THE USE OF THIS SITE.
Availability
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Additional Terms
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to terms and conditions contained herein. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.
Governing Law and Venue
Use of this site shall be governed by any and all applicable Federal laws or the laws of the State of Texas. Venue is proper in Collin County, Texas and any disputes shall be resolved by a Court of competent jurisdiction in Collin County, Texas.